First home buyers

The First Home Buyer Schemes Nobody’s Being Honest About

Everyone’s got an opinion on how to buy your first home right now. Half your feed is telling you to “just use the 5% deposit scheme” like it’s a cheat code, and the other half is panicking about prices climbing faster than anyone can save. Here’s what nobody selling you the dream is going to […]

The Real Deal: 10 Costs of Buying a Home That Might Surprise You! 🏠

Let’s be real – buying a home is exciting, but there’s a lot more to budget for than just the purchase price! Before you start scrolling through real estate listings and falling in love with your dream home, let’s break down the actual costs you’ll need to consider. Trust me, knowing these upfront will save […]

Unlocking Homeownership Opportunities: Grants and Schemes in the Northern Territory

Darwin, Australia

Are you considering purchasing your first home in the Northern Territory (NT)? Explore a variety of grants and schemes tailored to support first-time buyers in their homeownership journey. From financial grants to assistance programs, discover the resources available to help you achieve your property ownership goals in the NT. 1. First Home Owner Grant (NT) […]

Exploring Homeownership Opportunities: Grants and Schemes in Western Australia

Picture of perth sky line at night

Embarking on the journey to homeownership in Western Australia? Navigating the real estate landscape is made easier with the assistance of various grants and schemes tailored to support first-time buyers. From national initiatives to Western Australia-specific programs, there are opportunities available to help you achieve your homeownership dreams. 1. First Home Owner Grant (WA) The […]

Unveiling Homeownership Opportunities: Grants and Schemes in Tasmania

Picture of Hobart at night time.

Dreaming of owning your first home in Tasmania? Navigating the property market can be made easier with the assistance of various grants and schemes tailored to support first-time buyers. In addition to national initiatives, Tasmania offers specific programs designed to help individuals take the leap into homeownership. 1. First Home Owner Grant (TAS) Eligible applicants […]

FHOG QLD: Grants and Schemes for Queensland First Home Buyers

Are you a first home buyer QLD who’s ready to make the leap into home ownership? This guide breaks down the FHOG QLD (First Home Owners Grant QLD) and the other grants and schemes available to help you buy or build your first home in Queensland: These schemes apply to a range of property types, […]

Unlocking the Door to Home Ownership: Grants and Assistance in NSW

Are you ready to take the leap into home ownership? The path to owning your first home just got a whole lot clearer with these nationwide grants and assistance programs available across Australia: 1. First Home Guarantee 2. Family Home Guarantee 3. Regional First Home Buyer Guarantee 4. First Home Super Saver Scheme 5. NSW […]

Am I eligible?

We support all good borrowers on their home loan journey, whatever that means for you.

You can apply for a home loan online, if you are:

  • 18 years old or over
  • an Australian citizen, or a permanent or temporary resident
  • an Australian tax resident living in Australia
  • have an Australian mobile number
  • have income from an employer (PAYG) or self-employed
  • a single applicant or with a co-borrower
  • applying for a residential loan.

We recommend booking a call with our home loan experts if you are:

  • applying for a construction loan
  • retired
  • borrowing with 2 or more co-borrowers
  • refinancing more than one property
  • applying for a land loan.